Class Action and Personal Injury Lawyers

If you’ve been following this blog, you will want to take action ASAP. Here is a great case. http://www.wtvy.com/home/headlines/Hartford-Man-Sentenced-To-Death-In-Torture-Murder-Trial-277244111.html and here is another http://www.wctv.tv/home/headlines/Panhandle-man-gets-3-life-terms-for-2013-slaying-274216231.html

Whoever represents the families of these victims can make them the class representative. You should file it as an intentional wrongful death / class action. The banks will have to settle for whatever you demand because one adverse ruling would be the end of the ATM industry. You can do it again, and again and again. Finding clients is as easy as searching for them on google news. Contact me if you are interested.

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AN OPEN LETTER TO HARVARD UNIVERSITY:

WHEN CORPORATIONS ARE PEOPLE, REAL PEOPLE DIE.
This ad OPEN LETTER TO HARVARD ran twice in the Crimson last spring and one like it ran three times in the Boston Herald. Mayor Marty Walsh, City Council President Bill Linehan and Governor Deval Patrick could have exposed it to the public months ago.
It doesn’t take a genius to figure out what’s been going on. It just takes time to think about it and to verify it. For at least thirty years, the police have been complaining that they can’t track forced ATM withdrawals. For at least that long, the banking industry has been blocking them. That means that the police could not connect Murder A in City A to Murder B in City B, compare evidence and make an arrest before Murder C. That means serial killers like Gary Michael Hilton, Bruce Mendenhall, John Ewell and “The Town Center Mall Killer” and god only knows how many others are that much harder to catch. Why would the banks want that? That’s crazy.
Well, if you’re the head of Chase Bank, how many murders per year is good news? How many Amy Lords make you jump up and down and yell, “Let’s tell everyone!”? That’s what tracking the crime-pattern would reveal, the body count.
IT’S NOT JUST IN BOSTON.
IT’S NOT JUST IN MASSACHUSETTS.
IT’S NOT JUST IN THE US.
IT’S EVERYWHERE.
Every government in the world is ignoring this problem, and the body count keeps climbing. There’s a long paper trail on this. The politicians in Massachusetts have not done anything in response to these ads because the paper trail now leads back to them. There’ve been a whole lot of lies by a whole lot of people over the years to keep this problem under control. If this information remains hidden, people can’t defend themselves and the murders will continue.
NOBODY CAN OUTSPEND THE BANKS, BUT IF ENOUGH PEOPLE SPREAD THE WORD, MAYBE THINGS WILL CHANGE.
For more information, go to http://atmsafetypin.com or email jpzingher@atmsafetypin.com.

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A DIFFERENT KIND OF BANK SCANDAL:

    AN OPEN LETTER TO NORTHWESTERN UNIVERSITY:

This isn’t just in Chicago. It’s not just in Illinois. It’s not just in the US. It’s everywhere.

A violent crime problem has been “overlooked” for the last 45 years by city, state and Federal government, not just in the US, but around the world. Repeated efforts to bring it out into the open have been continually sidetracked in the General Assembly and in the Chicago City Council. Every so often, someone is taken hostage, driven to an ATM, forced to make a withdrawal, executed and the body hidden so the killer can clean out the bank account with the card. Every once in a while, a murder provokes political action, a committee is formed and the police recommend tracking forced withdrawals. Every time, that recommendation fails. That makes it easier for the criminal to get away with his next murder.

The families of the victims almost always withdraw so that they can grieve in private, so they don’t make a fuss. After a few days, everyone forgets the problem. So the problem never gets exposed. Having integrated the murders and the wrongful death lawsuits into the business model, the banks continue with business as usual and just deduct the litigation cost from overhead.

In Illinois, the police have been recommending tracking this crime pattern for decades, but the General Assembly has blocked every attempt to fix the problem. Normally, crime patterns are tracked by the numbers used in the crime statutes. Forced ATM withdrawals get lumped in with robbery because there is no crime code section for “forced-ATM-withdrawal.” House Bill 3914 (2011), would have solved this problem. It passed the General Assembly unanimously but was killed in a Senate subcommittee on the spurious grounds that it was not CLEAR compliant and the punishment was too harsh, (a class 1 felony vs a class 2 felony). So police still can’t connect Crime A in City A to Crime B in City B, compare evidence, solve the case and make an arrest before Crime C in City C. In short, the General Assembly has been looking the other way while people are murdered. The lack of a crime code section also keeps the public blind about the extent of the problem. This blind spot isn’t just in Illinois, not just in the US, but in every country around the world as well. If you’re the head of marketing at Chase Bank, how many of these murders each year is good news?

A backdoor method of researching the body count is possible though. A Freedom of Information Act Request to the Rockford PD showed that over 5 years, there were 3 murders out of 102 that involved the suspect using the victim’s ATM card. Statewide, that’s roughly 21 murders in 2013. The Chicago PD and the Illinois State Police refused to comply with similar requests.

There’ve been efforts in the past to solve this problem by mandating a reverse emergency PIN system for ATM users. In January 2004, the system was made mandatory. In August, without notifying the original witnesses, a follow on bill, HB4652, was passed that gutted the original bill. The official justification for the follow on bill was that it would give tort immunity to banks for using the system. In fact, what the law did was grant tort immunity to banks that don’t use the system. That’s not a typo. The law discourages even the voluntary use of the system. In other words, the State of Illinois gave Doyle Parker, Robert Armfield, Lyn Weis, Mark Evans, James Keniski, Carol Andrews, Wilber Harden, Natasha Cleary and her two young children a chance to call for help, then snatched it out of their hands. God only knows how many others could have been saved. If it had been available, serial killers like Gary Michael Hilton; John “The Grim Sleeper Ewell; and Illinois’ favorite son, Bruce Mendenhall would probably have been caught sooner.

IT IS A MAXIM OF THE LAW AND THE BIBLE THAT “SILENCE GIVES CONSENT.” PAT QUINN, LISA MADIGAN AND RAHM EMMANUEL HAVE BEEN REMAINING SILENT ABOUT THIS FOR YEARS. WITHIN 72 HOURS OF GIVING THE ORDER, THEY COULD FULLY INFORM THE PUBLIC.

NO ONE HAS ENOUGH MONEY TO OUTBID THE BANKING INDUSTRY ON THIS, BUT IF ENOUGH PEOPLE START TALKING ABOUT HOW AND WHY THIS PROBLEM WAS COVERED UP FOR SO LONG, MAYBE THAT WILL FIX IT.
This should raise a lot of questions. For answers, go to http://www.atmsafetypin.com

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FLORIDA LAWYERS TAKE NOTE: THERE IS A HUGE CLASS ACTION WAITING

AN OPEN LETTER TO THE LAWYERS OF FLORIDA: This topic is so sensitive to the banking industry that they have left the door to the vault open for you.

The murders of Joseph Morrisey in Plantation; Carol and Reggie Sumner in Jacksonville; Nancy and Joey Bochicchio in Boca; Randi Gorenberg in Boca and Cheryl Dunlap in Tallahassee are examples of a consistent crime pattern called the “express kidnapping” which has plagued the public ever since the ATM was introduced in the US. The victim is taken hostage, usually in a carjacking or a home invasion, driven to an ATM, forced to make a withdrawal and, if there is enough money in the account, murdered and the body hidden to delay the card being cancelled. (It almost never starts right at an ATM.) Gathering data about the pattern is very difficult. Normally, the police track crime patterns by the state crime code which serves as an index number for the crime analyst. This allows the police to solve crimes much more quickly because it allows them to connect Murder A in City A to Murder B in City B, compare the evidence and make an arrest before Murder C occurs. This makes it easier for stone cold killers like Gary Michael Hilton and the “Town Center Mall Killer” to avoid arrest. Police have complained about their inability to track the pattern at least going back to the 1980’s, yet the politicians never gave them the statute they needed to fix this problem. This is true of Florida and every other state in the country.
Thanks to software improvements, it’s now possible to do a “metasearch” of some police databases for ATM connected crimes. By searching first for all murders, then overlaying the keywords “ATM”; “automatic teller”; “bank machine” against the search results, it is possible to find the data. A metasearch won’t solve the multiple jurisdiction problem, but it gives a minimal number in a given community. And that body count is important.
A FOIA request to the Jacksonville Sheriff’s Office is reproduced in part on the opposite page. Over 67 months, there were 123 robberies and 8 murders in that community where a forced ATM withdrawal was involved. That means if a forced withdrawal is involved, the odds are about 1 in 15 that the robbery will result in a murder. By comparison the FBI data for 2012 shows that 1 robbery in 540 will result in a homicide. (A similar FOIA request to the Florida Department of Law Enforcement was rejected.) There were 499 murders in Jacksonville over that 67 month period. There were 970 murders in Florida in 2013. If that ratio holds up, and it should, that’s just about 15 murders per year in Florida. But that doesn’t include victims like Joey Bochicchio, who did not have an ATM card herself, but was brutally murdered by the “Town Center Mall Killer” because her mother did. No criminal begins this crime by politely inquiring, “Pardon me, have you an ATM card perchance?” so no one knows how many other murders there are where someone was attacked in the mere hope they had an ATM card but didn’t. The numbers could be much higher. The fault for the inability to track this problem rests with the politicians who have known all about this problem for years.
Because the crime pattern is foreseeable, that means that these cases are intentional on the part of the banks. ATMs are business premises that the banks control. They control location, hours of operation, method of operation and derive profits from them. Every bank that issues an ATM card is in privity of contract with every ATM owner and every other bank. ATMs were introduced in the US in 1968. Yet, there has never been an appellate opinion on bank responsibility for these crimes. The only way that seems possible is if the banks have integrated these murders into the business model by paying off every lawsuit before an appellate record could be published. A single negative appellate court ruling would kill the entire ATM industry. Even a decision in the defendant bank’s favor would be so strained that it would be more of an embarrassment to the court and the banks than a victory for the banks. Most likely, these suits are being settled for a tiny fraction of what they are actually worth.
Does the bank method of doing business encourage these crimes? Obviously. The more harm to the victim, the more money for the criminal. The first level of harm is the abduction, for which the criminal gets a cash withdrawal. The second level of harm is holding the victim until after midnight when the withdrawal amount recycles yielding a second withdrawal for the criminal. Finally, if there’s enough money in the account, the victim is murdered and the body hidden so that the criminal can continue making withdrawals until the account is cleaned out. More Harm = More Money. Persons who don’t even carry ATM cards are a second class of victim. At the very least, they are taken hostage before the criminal learns they have no ATM cards. This doesn’t guarantee they won’t be killed though. Just that no ATM withdrawal will occur. They don’t assume the risk, but they suffer the consequences for the business model. Both groups constitute plaintiff classes and the banking industry as a whole constitutes a defendant class.

Here is a great case. http://www.wtvy.com/home/headlines/Hartford-Man-Sentenced-To-Death-In-Torture-Murder-Trial-277244111.html and here is another http://www.wctv.tv/home/headlines/Panhandle-man-gets-3-life-terms-for-2013-slaying-274216231.html

THERE IS A SIGNIFICANT PAPER TRAIL ON THIS PROBLEM IN FLORIDA. GOVERNOR SCOTT COULD ORDER THE FDLE TO REPORT THE DATA. HE REFUSED TO.
This ad should raise a lot of questions, because it is so complex. For more information and a copy of the Jacksonville data, see http://atmsafetypin.com or contact Joe Zingher at jpzingher@atmsafetypin.com

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Boston Herald Readers

If you’re coming to this site from the Boston Herald site, here’s what’s going on in Massachusetts to hide the problem. Click here: SP37009845-ATM

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Some stories

I’m told some stories are needed to make people grasp the importance of this issue.  Here are two.  The first is about the “Town Center Mall Killer” who is still on the loose.  His victims were Nancy and Joey Bochicchio, amongst others, in Boca Raton Florida. Nancy Bochicchio and her 7 year old daughter Joey were carjacked from the Town Center Mall parking garage.  They were bound with duct tape and taken to an ATM where the first withdrawal occurred. Somehow, Nancy got her blindfold off and started to undo Joey’s restraints.   According to the forensics experts, he shot Nancy in the face, splattering her blood on Joey’s face, who saw the killer fire the shot killing her mother then turn the gun on her. http://miami.cbslocal.com/2012/12/12/5-years-after-bochicchio-murders-still-no-leads/ The case remains unsolved 7 years later.  Then there’s Gary Michael Hilton who specialized in attacking victims in state and national parks.  After subduing them, it varied depending on the victim’s age and gender.  Younger women were tortured, raped and eventually murdered, older women and men were just tortured and murdered. He’s been convicted in the murders of 4 people and is listed as a person of interest in 50 more. The highest profile case was probably Meredith Emerson, a recent graduate of the University of Georgia.  He kept her alive for several days of rape and torture before cleaning out her bank account and dumping her body in the woods. http://www.newser.com/tag/20185/1/meredith-emerson.html  

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The Politics behind Amy Lord’s murder….

Make sure you read the everything on this blog as it is not a simple matter to explain and I am an overly wordy individual…..SP37009588-atmsafety

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